Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico’s largest and most reputable insurance companies.1 Policies range from a day to a year so you can customize coverage to fit your needs. Choose from liability only to extended coverage for automobiles, RVs, and trailers.
Mexico car insurance policies offered through Auto Club Enterprises are only available for purchase by members in California, New Mexico, and Texas.
TravelGold covers medical emergencies and/or accidents while you're outside of your vehicle in Mexico.3 Covered expenses may include emergency hospitalization, licensed medical physician fees, ambulance services, as well as X-rays and diagnostic lab services.
Who can purchase Mexico auto insurance from AAA?
The policy is strictly for tourists and cannot be sold to insureds driving commercially operated vehicles. The driver must have a valid driver’s license issued by their home state or country (other than the Republic of Mexico).
What information is needed to buy a policy?
What types of vehicles are covered?
What is TravelGold® Travel Assistance?
TravelGold is excess medical insurance applicable in the event of sudden and unexpected sickness or accidents while traveling in Mexico, covering any medical emergencies and/or accidents while out of the vehicle. Injuries sustained from automobile accidents are covered by the Mexico auto policy medical expenses coverage and do not fall under TravelGold coverage.
Does GNP offer coverage for boats?
Boats and personal watercraft are only covered while they are being transported on a trailer.
I would like to take my vehicles off-road. Does the policy cover me?
No. All coverage is excluded while the vehicle is being driven off established roads, or on roads that are not in good driving condition.
Does GNP offer coverage for motorcycles?
Yes, with some conditions:
What should I do if I’m involved in a crash?
1Mexico insurance policies through Grupo Nacional Provincial are strictly for tourists. Compliance with Mexican government requirements remains the sole responsibility of the insured. The Automobile Club of Southern California acts as a broker with International Insurance Group (IIG) and Grupo Nacional Provincial. The terms and conditions of the policy may change at any time. Please refer to the GNP Policy Conditions Booklet you receive when you purchase a policy.
2Medical expenses coverage does not apply to RVs and trailers.
3GNP policies automatically include TravelGold unless you opt out.