AAA OnBoard

How you drive could save you money on auto insurance

Hands on wheel drive
Save up to 30% on your next auto insurance renewal with AAA OnBoard®

AAA OnBoard allows auto insurance policyholders in select areas to receive a discount on their insurance premium depending on the way their vehicle is driven. If you sign up for AAA OnBoard, you'll receive up to 15% off your auto insurance policy upon activation. Based on your Driving Score, you could also save up to 30% at your next renewal once enough driving data is collected.1

With the AAA OnBoard, you’ll have access to:


Insurance discounts

Calculated based on your Driving Score


Your Driving Score

Calculated based on time driving during high-risk hours, as well as the number of hard braking and speeding events

AAA  OnBoard phone screen
Getting started is easy
  1. Visit a branch or give us a call to register for AAA OnBoard.

  2. Download the Auto Club App. You can text OnBoard to 86792 for a direct link.

  3. Click “Get Started” to complete your setup.

Need more information?

Auto Club County Mutual Insurance Company (auto) and Auto Club Indemnity Company (home) provide AAA insurance coverage for Texas residents. Each listed insurer has sole financial responsibility for its own products.

1To receive the Activation discount on a vehicle, you must enroll it in the AAA OnBoard program and accept the program’s Terms of Use, download the Auto Club app and successfully activate AAA OnBoard on a qualifying smartphone. The Activation discount is pro-rated on the remaining policy term. To qualify for the AAA OnBoard Driving Score discount at subsequent renewal for an enrolled vehicle, the app must be connected for a certain amount of time and record a certain number of trips and miles. The discount percentage you receive at renewal will be based on the enrolled vehicle’s AAA OnBoard Driving Score. Discounts are conditional, vary by policy, and may be mutually exclusive and apply to select coverages. 

Separate purchase of AAA membership is generally required to obtain and renew AAA insurance.

AAA insurance is a collection of AAA branded products, services and programs available (where authorized) to qualified AAA members.  AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club in CA, HI, NM, ME, NH, PA, VA and VT; by Automobile Club Inter-Insurance Exchange (ACIIE) and Auto Club Family Insurance Company in AL, AR, IL, IN, KS, LA MS and MO; by Auto Club Indemnity Company in KY, OH, and WV. 

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American Automobile Association

Please enter your home ZIP Code so we can direct you to the correct AAA club’s website.

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