Insurance discounts

Policyholders have plenty of ways to save1

See what you could save on your insurance

We want our insureds to enjoy great service at a great value. That’s why in addition to competitive rates, AAA offers a variety of discounts to help policyholders cut the cost of their premium. Here’s a list of the various discounts available.

Multi-policy discounts

 

Auto + home
Save up to 15.7% on your auto insurance and up to 20% on your homeowners insurance when you combine those policies

 

Auto + condo
Save up to 11.2% on your auto insurance and up to 20% on your condo insurance when you combine those policies

 

Auto + renters
Save up to 3.7% on your auto insurance and up to 10% on your renters insurance when you combine those policies

 

Auto + home + life
Save up to 19.4% on your auto insurance and up to 20% on your homeowners insurance when you combine those policies

Auto policy discounts

 

Multi-vehicle
Save up to 27.3% on select coverage when you insure two or more automobiles

 

Select professionals/alumni associations
Save up to 7.4% for qualifying professions

 

Loyalty
Save up to 5.6% with at least one year of continuous automobile insurance with the Exchange

 

Ready to save?
Get an auto insurance quote

Vehicle & driver discounts

 

Good driver
Save up to 20% on all coverages

 

Verified mileage
Save up to 19.1% (depending on vehicle’s annual mileage) for supplying current odometer readings when requested

 

Student away
Save up to 46.7% on select coverage when your driver-age student is away at school 100+ miles from home without a vehicle

 

Good student
Save up to 14.3% on select coverage

 

Driver training
Save up to 4.7% on select coverage upon completion of an approved course

 

Car club
Save up to 5% if you belong to a qualifying car club

 

Ready to save?
Get an auto insurance quote

Homeowner discounts

 

Protective device
Save up to 9% with one or more approved and properly maintained devices (burglar alarm, fire alarm)

 

Mature homeowner
Save up to 12% when at least one insured is 50+ years old

 

Age of home
Save up to 37% on your homeowners policy depending on the year your home was built

 

Renovated home
Save up to 21% on your homeowners policy if your home has been re-piped or received an epoxy treatment

 

Roof type
Save up to 13.5% on your homeowners policy with select fire-resistant roofing

 

Loyalty
Save 10% on your homeowners policy if you have been continuously insured with AAA or an affiliate for at least one year (not applicable to condominium or renters policies)

Boat & watercraft discounts

 

Longevity
Save up to 10% depending on how long you’ve had continuous watercraft insurance through AAA

 

Safety course
Save 10% when you complete an approved course