Auto claims accident

What should I do after an accident?

No one expects to be in an accident. When we are, it can be hard to remember what to do with so much going on. Let’s break it down into 3 main steps.

Step 1: Assess the situation

Take a moment to catch your breath and look around at the current situation.

• If your vehicle isn't in a safe location, pull over out of harm’s way if you can safely do so.
• Make sure everyone is OK.
• If medical attention is needed, call 911 and advise the operator of the situation.

Step 2: Gather information

Once everyone is in a safe location, it’s time to collect information. If possible, start by taking photos of:

• Accident scene
• Vehicles involved
• Driver’s licenses
• License plates
• And proof of insurance for everyone involved.

Other useful details includes phone numbers, third-party witness information, and police report information if available. This will address most of what you’ll need for the next step.

Step 3: Arrange the next steps

It’s best to report an accident as soon as possible, but it doesn't have to be done at the accident site.

• When you're in a safe place and it’s convenient, call the claims reporting line to get help answering your questions and filing a new claim.
• Once your claim is reported, your claims representative will help you move forward.

Working with your AAA insurance agent is a good way to make sure your insurance needs are covered. You can also sign in to your AAA online account to review your policies, deductibles, and coverage.