With AAA, you could save hundreds on auto insurance1

Enjoy auto insurance savings, service, & security



Combine your policy, vehicle, and driver discounts to save even more


Legendary service

Knowledgeable and friendly agents are dedicated to helping you


Financial stability

You can count on us; we have A.M. Best ratings from A- (Excellent) to A+ (Superior)2

Find ways to save on auto insurance

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Insurance discounts

On top of our competitive rates, you could save even more with discounts based on your combined policies, vehicles, and more.

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AAA OnBoard®

Safe drivers receive a discount on their insurance premium in select areas based on how they drive.

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Rest assured if you have an insurance claim

Our policyholders have counted on AAA for years to provide the legendary service we’re known for. You can contact us any time to report a claim. Our AAA Member Preferred Repairs program includes priority service and a lifetime warranty4 on workmanship. And we’ll help you after a crash and get your claims process started with AAA Accident Assist.5

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Understanding your coverage

Getting to the bottom of what your auto insurance really covers can be tricky. How does comprehensive coverage differ from collision coverage? What’s an “excess” medical payment? We break it down so you can better understand your policy.

Get a free auto insurance policy review

Want to make sure you’re getting all the savings you can? Contact us today for a complimentary AAA policy review where we’ll explain your coverage options and available discounts. We’ll also review the drivers, cars, mileage, discounts, and deductibles on your policy.

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California Policyholder Savings Dividend

For years, we’ve continued to grow thanks to our loyal members and insureds. As an auto insurance policyholder in California, you could receive money back just for insuring through the Auto Club. While these dividends are not guaranteed, and the amount may vary, they have been paid each year since 1990.


  • In 2020, the average auto Policyholder Savings Dividend was $202.
  • In 2019, the average auto Policyholder Savings Dividend was $194.
  • In 2018, the average auto Policyholder Savings Dividend was $186.